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Welcome to
Itaú Unibanco
Message from
the Chairman of
the Board
Message from the President
History
Profile
Panorama
Sustainability
Vision
Corporate
Governance
The Road
to Integration
Business
Commitments and Practices
Social and Cultural Investments
Appendices

Reading Guide

This Report features three main components:

  • Annual Sustainability Report, with a profile of Itaú Unibanco and its social, economic and environmental performance.
  • Management Discussion and Analysis, Share Price and ADR Performance and the Financial Statements.
  • Essence of Sustainability, with Itaú Unibanco’s positioning and expert opinion on the main challenges of sustainability for the financial sector.

Explore the Report by using three main tools:

  • Calls: clicking on featured texts takes you directly to their related content.
  • Sidebar: shows all chapters of the Annual Sustainability Report.
  • Upper Menu: offers extra features. Clicking on “Home” returns you to the site’s home page, while “Contact Us” allows you to get in touch with Itaú Unibanco. The “Downloads” section offers the Report’s PDFs. “Your Opinion” allows you to evaluate the Report and send us your comments.

The Report’s supplementary content, which does not appear in the print version, is available within the site’s chapters by clicking on “Learn More”.

Happy reading!

The Report process

Producing a sustainability report is a complex task. It involves accurate data collection, linking this data with the strategies of the reporting organization, positioning the company in its operating sector and meeting the demands of the groups with whom it interacts, all in a transparent, balanced and objective manner.

The Report now in your hands is the result of the effort to integrate the operations of Itaú and Unibanco, accomplished a few months after the announcement of the merger between these two financial institutions.

More than merely disclose the bank’s performance in 2008, this publication faces the challenge of showing a new bank in formation and its prospects for the future, as well as the benefits it will bring to its stakeholders and Brazil’s financial system. This Report also describes the challenges of integrating the operations of the two banks and addresses the most pressing issues in today’s financial sector. It provides information on Itaú Unibanco’s principal operations for customers, employees, market analysts, suppliers, stockholders and other groups with whom the bank will interact. More information about how it was assembled appears in the Appendices section.

A number of communication platforms were needed to publish the considerable amount of content involved. The issues considered most relevant to the operations of the company and to society appear in the print version of this Report. Other supplementary platforms include the website, the Audiobook and Summary versions. Additionally, the Essence of Sustainability booklet presents the issues and challenges which are priorities at Itaú Unibanco, based on contributions from stakeholders and internal evaluations.

Segmented Communication

Annual Sustainability Report

Principal information about Itaú Unibanco and its social, economic and environmental performance in 2008.

Management Discussion and Analysis, Share Price and ADR Performance and the Financial Statements.

Essence of Sustainability

Presents the eight principal challenges of sustainability as seen by Itaú Unibanco’s experts.

Summary Versions

Designed for employees and other Itaú Unibanco stakeholders. (Available only in portuguese)

Audiobook

Audio version of the Report. (Available only in portuguese)

Online Report

Combines all information in the Report, as well as supplementary data, interactively and in three languages.

Highlights

Features highlights of the Report.